At Gate City Bank, we care about you and understand finances can be impacted during challenging times such as those related to the ongoing COVID-19 pandemic. Rest assured that we have a program in place to support you.

The BetterLife^TM Loan program provides access to emergency funds for customers who have suffered a job loss or a significant income-related event. It’s a great option for those who need assistance amid the COVID-19 pandemic.

This unsecured (without collateral), 30-month loan includes a maximum amount of $2,500 per individual ($5,000 maximum per household), no fees and up to 90 days until the first payment, with a fixed rate of 1.00% APR.* To qualify, customers must have a deposit relationship that was in place on or before March 15, 2020.

Reach Out to Us. We Can Help.

If you've been impacted financially by COVID-19, please visit one of our branch drive ups, call us at 701-293-2400 or 800-423-3344 to discuss the options or send us an email for assistance. The Customer Service Center is available Monday through Friday from 7:00 a.m. to 10:00 p.m. and Saturday from 8:30 a.m. to 7:00 p.m. (CT).