Refinancing your home loan with Gate City Bank could mean a lower monthly payment, shorter loan period or even additional cash for that remodeling project you’ve been dreaming of.

Gate City Bank offers locally approved, financed and serviced home loans with competitive rates. 

Fast and Simple Savings

Why should I refinance my mortgage?

• Reduce your monthly payment when you switch to a lower interest rate
• Pay off your loan faster by refinancing from a 30-year mortgage to a 15-year mortgage
• Get the cash you need for your next remodel

Have student loans?

• Check out our BetterLife^TM Student Loan Program to see how you can save with a fixed rate!