October 3, 2019

When choosing a username and password, keep these best practices in mind to protect your identity. 

• Don’t use your name or parts of your address or phone number
• Don’t use your email address
• Don’t use the same user ID and password on all accounts, especially your financial accounts.

If you choose a generic username when creating an online account (for example, online banking), you will be more susceptible to a robot automatically logging in. For example, if you have a username of fraudguy, that would be much easier for a randomized program to guess than fr@udg2y. This will decrease the chances that your username will be guessed. Also, if you have a username of fraudguy1 and everyone wants that login name, you might have another person with fraudguy11 and just by mistyping, this could cause an account to be locked. For additional information on the importance of strong usernames and passwords, click here.

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